A friend of mine just got a letter from her insurance company that their independent review board has decided she’s not actually married to her husband and isn’t eligible for coverage. Coincidentally, this comes the night before she has an appointment (finally!) at a highly regarded diabetes center. The documentation they require for the re-review is also insane. Not only a marriage certificate and her social security, but two years tax returns and utilities with both their names. I’ve been married for near five years and I don’t think we have utilities in both our names. (It’s sort of a weird mishmash–some in mine, some in his, based only on who called to set stuff up.) And married couples are allowed to file taxes separately if they want.
I believe that this was the legitimate result of an independent review–and not a decision that a diabetic who needs a knee replacement is too expensive and making up a reason not to pay for her care would be cost-effective–about as much as I believe in Santa Claus.
But isn’t it great that we don’t have that awful socialized medicine?